:root{--navy:#092746;--gold:#b69542;--ink:#122e4d;--muted:#56657a;--line:#d4dfea;--pale:#f1f7fc}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:2rem}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}a{color:inherit}button,input{font:inherit}button,a,input{ -webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--gold);outline-offset:4px}h1,h2,h3{font-family:Georgia,'Times New Roman',serif;font-weight:600}h1{font-size:clamp(2.5rem,4.8vw,4.7rem);line-height:1.04;letter-spacing:-.04em;margin:0 0 1.2rem}h2{font-size:clamp(1.8rem,3vw,2.65rem);line-height:1.12;margin:0 0 1.4rem}p{line-height:1.6}.header{max-width:1320px;padding:1.2rem 4%;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:2rem}.logo{width:250px;height:90px;object-fit:contain;display:block}nav{display:flex;align-items:center;gap:2.1rem}nav a{text-decoration:none;font-size:1rem}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:#fff;border:1px solid var(--navy);border-radius:5px;padding:1rem 1.5rem;text-decoration:none;cursor:pointer;font-weight:600;transition:background .2s}.button:hover{background:#17446d}.button.small{padding:.85rem 1.1rem}.hero{position:relative;background:#e9f2f9;overflow:hidden}.hero-photo{position:absolute;width:100%;height:100%;inset:0;object-fit:cover;object-position:62% center}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(237,245,251,.98) 0%,rgba(237,245,251,.9) 28%,rgba(237,245,251,.1) 62%,transparent 76%);pointer-events:none}.hero-content{max-width:1320px;position:relative;z-index:1;margin:auto;padding:3.5rem 4% 3rem}.intro{font-size:1.3rem;color:#303e4b;margin:0 0 1.4rem;line-height:1.5}.quote-card{width:480px;max-width:100%;padding:1.7rem;background:rgba(255,255,255,.98);border-radius:9px;box-shadow:0 8px 25px #08274610}.quote-card h2{font-size:2rem;margin-bottom:1.25rem}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:.85rem}.field{border:1px solid var(--line);border-radius:4px;min-width:0;padding:.5rem .7rem;margin:0;background:#fff}.field>span,.smoker legend{font-size:.88rem;color:var(--muted)}.field>input{display:block;width:100%;border:0;background:transparent;color:var(--navy);font-size:1rem;min-width:0;height:1.65rem;padding:0;margin-top:.25rem}.wide{grid-column:1/-1}.smoker{position:relative;padding:.5rem .7rem}.smoker legend{float:left;width:100%;padding:0;margin:0 0 .45rem}.smoker>div{display:flex;gap:1.2rem;clear:both}.smoker label{display:flex;align-items:center;gap:.3rem;font-size:1rem}.smoker input{accent-color:var(--navy);width:19px;height:19px;margin:0}.form-note{font-size:.8rem;line-height:1.5;color:var(--muted);margin:1rem 0}.text-link{border:0;padding:0;background:none;text-decoration:underline;color:inherit;cursor:pointer;font:inherit}.submit{width:100%;font-size:1.12rem}.no-obligation{margin:.65rem 0 0;text-align:center;color:var(--muted);font-size:.92rem}.trap{position:absolute;left:-9999px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}.cover-section{padding:3rem 4% 3.5rem;text-align:center;background:linear-gradient(#f8fbfd,#eef5fa)}.cover-grid{max-width:1150px;margin:auto;display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}.cover-grid a{text-decoration:none;border-radius:8px;padding:.8rem .25rem}.cover-grid a:hover{background:#e3eef7}.icon{width:95px;height:95px;display:grid;place-items:center;margin:0 auto 1rem;background:#e4eff8;border-radius:50%;font-size:3.8rem;line-height:1;font-family:Georgia,serif;color:var(--navy)}.icon svg{width:61px;height:61px;stroke:currentColor;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.cover-grid h3{font-size:1.4rem;margin:0;line-height:1.15}.closing{padding:2.7rem 1.5rem;text-align:center;background:var(--navy);color:white}.closing h2{margin:1.2rem 0 .7rem}.closing p{margin:0;font-size:1.15rem}.gold-line{display:block;height:4px;width:50px;background:var(--gold);margin:auto}footer{display:flex;align-items:center;gap:1.5rem;max-width:1320px;margin:auto;padding:1.8rem 4%;color:var(--muted);font-size:.85rem}footer span{margin-right:auto}footer a{text-decoration:none}dialog{border:1px solid var(--line);border-radius:12px;padding:2.5rem;max-width:580px;width:calc(100% - 2rem);color:var(--ink)}dialog::backdrop{background:#092746aa}.close{float:right;background:none;border:0;cursor:pointer;font-size:2rem}.form-error{color:#9c2424}.thanks-main{min-height:72vh;background:var(--pale);display:grid;place-items:center;padding:3rem 1.5rem}.thanks-card{max-width:700px;background:white;border-radius:12px;padding:3.5rem;text-align:center;box-shadow:0 10px 35px #0927460a}.check{display:grid;place-items:center;background:var(--pale);width:85px;height:85px;border-radius:50%;font-size:2.5rem;color:var(--gold);margin:0 auto 1.5rem}.thanks-card h1{font-size:3rem}.thanks-card p{font-size:1.2rem}.thanks-card .secondary{font-size:1rem;color:var(--muted)}.preview-label{background:#fff4d4;padding:1rem;text-align:center;font-size:.9rem}.preview-label a{font-weight:bold}.preview-label[hidden]{display:none}@media(min-width:1500px){.hero-photo{object-position:center 40%}}@media(max-width:760px){.header{padding:.7rem 5%;gap:1rem}.logo{width:155px;height:65px}nav{gap:.7rem}nav>a:not(.button){display:none}.button.small{font-size:.88rem;padding:.75rem}.hero-content{padding:2rem 5% 2rem}.hero-photo{height:390px;object-position:67% center}.hero:after{height:400px;background:linear-gradient(90deg,#eaf3faf2,#eaf3fa55 65%,transparent)}h1{font-size:2.55rem;max-width:370px;text-shadow:0 1px 10px #eaf3fa}.intro{font-size:1.05rem;max-width:280px;min-height:95px}.quote-card{width:100%;margin-top:2rem;padding:1.25rem}.quote-card h2{font-size:1.85rem}.cover-section{padding:2.3rem 5%}.cover-grid{grid-template-columns:repeat(2,1fr);gap:1rem}.cover-grid a:last-child{grid-column:1/-1}.cover-grid h3{font-size:1.25rem}.icon{width:80px;height:80px}.closing h2{font-size:1.85rem}footer{flex-wrap:wrap;gap:1rem;padding:1.5rem 5%}footer span{flex-basis:100%}.thanks-card{padding:2rem 1.25rem}.thanks-card h1{font-size:2.3rem}.thanks-card p{font-size:1.05rem}.form-grid{gap:.65rem}.smoker>div{gap:.5rem}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.consent{display:flex;align-items:flex-start;gap:.5rem;font-size:.8rem;line-height:1.5;margin:0 0 1rem;color:var(--muted)}.consent input{flex-shrink:0;width:17px;height:17px;accent-color:var(--navy)}

/* Original approved artwork, displayed through individual image windows. */
.cover-grid .icon{background-color:transparent;background-image:url("assets/cover-icons-source.png");background-size:800% 1200%;background-repeat:no-repeat;background-position-y:73.295454545%;border-radius:50%;width:112px;height:112px}
.cover-grid a:nth-child(1) .icon{background-position-x:7.142857143%}
.cover-grid a:nth-child(2) .icon{background-position-x:28.571428571%}
.cover-grid a:nth-child(3) .icon{background-position-x:50%}
.cover-grid a:nth-child(4) .icon{background-position-x:71.428571429%}
.cover-grid a:nth-child(5) .icon{background-position-x:92.857142857%}
@media(max-width:760px){.cover-grid .icon{width:95px;height:95px}}

/* Friendly, modern typography using native system fonts. */
:root{--font-friendly:ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif}
body{font-family:var(--font-friendly)}
h1,h2,h3{font-family:var(--font-friendly);font-weight:650;letter-spacing:-.025em}
h1{font-size:clamp(2.5rem,4.5vw,4.4rem);line-height:1.12;letter-spacing:-.035em}
h2{line-height:1.22}
.quote-card h2{font-size:clamp(1.65rem,2.4vw,2rem);font-weight:650;letter-spacing:-.025em;line-height:1.25}
.cover-grid h3{font-size:1.25rem;font-weight:600;line-height:1.35;letter-spacing:-.015em}
.button{font-weight:600;letter-spacing:0;line-height:1.4}
.intro{font-weight:400;line-height:1.55}
.field>span,.smoker legend{font-weight:500}
.closing h2{font-weight:600;letter-spacing:-.025em}
@media(max-width:760px){h1{font-size:2.45rem}.quote-card h2{font-size:1.7rem}.cover-grid h3{font-size:1.15rem}}

/* A distinct, welcoming quote card. */
.quote-card{padding:0;border:1px solid #dce5ed;border-radius:16px;overflow:hidden;box-shadow:0 14px 42px #09274614}
.quote-heading{padding:1.55rem 1.75rem 1.45rem;background:var(--navy);color:#fff}
.quote-accent{display:block;width:32px;height:3px;background:var(--gold);border-radius:2px;margin-bottom:.8rem}
.quote-card .quote-heading h2{font-size:1.65rem;letter-spacing:-.025em;line-height:1.2;font-weight:600;margin:0 0 .45rem}
.quote-heading p{margin:0;color:#dce7f0;font-size:.95rem;line-height:1.5}
.quote-card form{padding:1.6rem 1.75rem 1.4rem}
.quote-card .field{background:#f6f8fb;border-color:#dce4ed;border-radius:8px;padding:.65rem .75rem;transition:border-color .15s,box-shadow .15s,background .15s}
.quote-card .field:focus-within{background:white;border-color:#b69542;box-shadow:0 0 0 2px #b695421c}
.quote-card .submit{border-radius:8px;padding:1rem;font-size:1.02rem}
.quote-card .no-obligation{font-size:.86rem;margin-top:.8rem}
@media(max-width:760px){.quote-heading{padding:1.3rem 1.25rem}.quote-card form{padding:1.3rem 1.25rem}.quote-card .quote-heading h2{font-size:1.55rem}}

/* Refined header navigation and cover-specific quote rows. */
.header nav{gap:1.2rem}.nav-links{display:flex;align-items:center;gap:.25rem;border:1px solid #e4eaf0;border-radius:30px;background:#f7f9fc;padding:.35rem}
.nav-links>.about-link,.cover-menu summary{padding:.65rem 1rem;font-size:.95rem;font-weight:500;text-decoration:none;border-radius:24px;cursor:pointer;list-style:none}
.cover-menu summary::-webkit-details-marker{display:none}.cover-menu summary span{color:var(--gold);margin-left:.5rem}.cover-menu[open] summary,.cover-menu summary:hover,.about-link:hover{background:white;box-shadow:0 2px 8px #0927460a}
.cover-menu{position:relative}.cover-menu-panel{position:absolute;top:calc(100% + 14px);right:0;width:235px;padding:.55rem;background:#fff;border:1px solid #dce5ed;border-top:3px solid var(--gold);border-radius:10px;box-shadow:0 12px 35px #09274620;z-index:20}
.cover-menu-panel a{display:block;padding:.75rem;border-radius:6px;font-size:.95rem}.cover-menu-panel a:hover{background:var(--pale)}
.header .header-quote{border-radius:10px;gap:1rem;padding:.9rem 1.15rem;box-shadow:0 5px 12px #09274616}.header-quote span{color:#dfc16d;font-size:1.15rem}
.instagram-link{display:inline-flex;align-items:center;gap:.42rem;padding:.58rem .72rem;border-radius:22px;text-decoration:none;color:var(--navy);font-size:.86rem;font-weight:650}.instagram-link:hover{background:#fff;box-shadow:0 2px 8px #0927460a}.instagram-link svg{width:17px;height:17px;fill:none;stroke:currentColor;stroke-width:1.8}
.conditional-row{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:.85rem}.conditional-row[hidden],#renewal-field[hidden]{display:none}
#renewal-field{grid-column:2}#renewal-field span{font-size:.8rem}#renewal-date{font-size:.9rem}#selected-cover{margin:.9rem 0 0;border-left:3px solid var(--gold);padding-left:.6rem;font-size:.9rem;color:var(--navy)}
.cover-grid a[aria-current="true"]{background:#e3edf6;box-shadow:inset 0 0 0 1px #b69542}
@media(max-width:760px){.header nav{gap:.5rem}.nav-links>.about-link{display:none}.nav-links{padding:.2rem}.cover-menu summary{padding:.6rem .7rem;font-size:.85rem}.header .header-quote{padding:.7rem .75rem;gap:.4rem;font-size:.82rem}.header .logo{width:135px}.header{gap:.5rem}.conditional-row{gap:.65rem}.cover-menu-panel{right:-85px}.header-quote span{display:none}}
@media(max-width:520px){.instagram-link{padding:.58rem}.instagram-link span{display:none}}
@media(max-width:380px){.header{flex-wrap:wrap}.header nav{margin-left:auto}.header .logo{width:125px}}

/* Premium visual polish */
:root{--navy-deep:#061b34;--gold-light:#d8bc70;--mist:#f5f8fc;--shadow:0 22px 60px rgba(9,39,70,.13)}
body{background:var(--mist);letter-spacing:-.008em}
.header{max-width:none;padding:1rem max(4%,calc((100% - 1240px)/2));background:rgba(255,255,255,.96);border-bottom:1px solid #e8eef4;box-shadow:0 4px 20px rgba(9,39,70,.035)}
.logo{width:235px;height:82px}
.header nav{gap:.8rem}
.nav-links{background:#f4f7fa;border-color:#e5ebf1;box-shadow:inset 0 1px 0 #fff}
.cover-menu summary{font-weight:600;color:var(--navy)}
.header .header-quote{background:linear-gradient(135deg,#0b3158,#071f3b);border:0;border-radius:9px;box-shadow:0 10px 24px rgba(9,39,70,.18);padding:.86rem 1.1rem}
.header .header-quote:hover{background:linear-gradient(135deg,#174a78,#092746);transform:translateY(-1px)}
.hero{background:#eaf2f8}
.hero:before{content:"";position:absolute;z-index:0;width:520px;height:520px;left:-170px;bottom:-260px;border:1px solid rgba(182,149,66,.26);border-radius:50%;box-shadow:0 0 0 32px rgba(182,149,66,.06),0 0 0 64px rgba(182,149,66,.035)}
.hero:after{background:linear-gradient(90deg,rgba(240,247,251,.995) 0%,rgba(240,247,251,.92) 30%,rgba(240,247,251,.20) 64%,transparent 80%)}
.hero-content{padding-top:4.6rem;padding-bottom:4.4rem}
h1{font-size:clamp(2.7rem,4.7vw,4.65rem);color:#082a4d;text-wrap:balance}
.intro{color:#34495d;max-width:460px}
.quote-card{border:1px solid rgba(255,255,255,.9);box-shadow:var(--shadow);backdrop-filter:blur(8px)}
.quote-heading{background:linear-gradient(125deg,#061d37,#0c3a66);position:relative;overflow:hidden}
.quote-heading:after{content:"";position:absolute;width:220px;height:220px;border:1px solid rgba(216,188,112,.42);border-radius:50%;right:-110px;top:-125px;box-shadow:0 0 0 18px rgba(216,188,112,.08)}
.quote-heading>*{position:relative;z-index:1}
.quote-accent{width:42px;background:linear-gradient(90deg,var(--gold),var(--gold-light))}
.quote-card .field{border-color:#dce5ee}
.quote-card .submit{background:linear-gradient(135deg,#0c3862,#082746);box-shadow:0 8px 18px rgba(9,39,70,.18);border:0;font-weight:700}
.quote-card .submit:hover{background:linear-gradient(135deg,#174f82,#0b3158);transform:translateY(-1px)}
.field>select{display:block;width:100%;appearance:none;border:0;background:transparent;color:var(--navy);font-size:1rem;min-width:0;height:1.65rem;padding:0 1.5rem 0 0;margin-top:.25rem;cursor:pointer;background-image:linear-gradient(45deg,transparent 50%,var(--gold) 50%),linear-gradient(135deg,var(--gold) 50%,transparent 50%);background-position:calc(100% - 13px) 50%,calc(100% - 8px) 50%;background-size:5px 5px,5px 5px;background-repeat:no-repeat}
.cover-section{position:relative;padding:5.3rem 4% 5.6rem;background:radial-gradient(circle at 50% -20%,#fff 0,rgba(255,255,255,.6) 35%,transparent 60%),linear-gradient(135deg,#f4f8fb,#e7f0f7);overflow:hidden}
.cover-section:before,.cover-section:after{content:"";position:absolute;border:1px solid rgba(182,149,66,.18);border-radius:50%;pointer-events:none}.cover-section:before{width:440px;height:440px;left:-275px;bottom:-285px}.cover-section:after{width:380px;height:380px;right:-250px;top:-235px}
.cover-section h2{position:relative;margin-bottom:2.3rem;font-size:clamp(2rem,3.2vw,3rem)}
.cover-section h2:after{content:"";display:block;width:46px;height:3px;margin:1rem auto 0;background:var(--gold);border-radius:3px}
.cover-grid{position:relative;z-index:1;gap:1.1rem}
.cover-grid a{min-height:218px;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:1.5rem .75rem;border:1px solid rgba(217,227,236,.95);border-radius:17px;background:rgba(255,255,255,.87);box-shadow:0 10px 25px rgba(9,39,70,.055);transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.cover-grid a:hover,.cover-grid a[aria-current="true"]{background:#fff;border-color:rgba(182,149,66,.7);box-shadow:0 16px 35px rgba(9,39,70,.13);transform:translateY(-6px)}
.cover-grid .icon{width:104px;height:104px;margin-bottom:1rem;filter:drop-shadow(0 7px 7px rgba(9,39,70,.08))}
.cover-grid h3{color:#0a3157}
.closing{position:relative;padding:4.8rem 1.5rem;background:radial-gradient(circle at 20% 0,#124e7a 0,transparent 34%),linear-gradient(115deg,#061c35,#0a3157);overflow:hidden}
.closing:after{content:"";position:absolute;width:570px;height:570px;right:-300px;bottom:-400px;border:1px solid rgba(216,188,112,.35);border-radius:50%;box-shadow:0 0 0 34px rgba(216,188,112,.06)}
.gold-line{width:54px;border-radius:2px}
footer{background:#fff;max-width:none;padding:1.7rem max(4%,calc((100% - 1240px)/2));border-top:1px solid #e8eef4}
.thanks-main{position:relative;min-height:74vh;background:radial-gradient(circle at 14% 0,#fff 0,transparent 30%),linear-gradient(135deg,#edf5fa,#e1ecf5);overflow:hidden}
.thanks-main:before,.thanks-main:after{content:"";position:absolute;border:1px solid rgba(182,149,66,.25);border-radius:50%}.thanks-main:before{width:430px;height:430px;left:-230px;bottom:-245px}.thanks-main:after{width:350px;height:350px;right:-190px;top:-205px}
.thanks-card{position:relative;z-index:1;max-width:720px;border:1px solid rgba(255,255,255,.9);border-radius:22px;box-shadow:var(--shadow);padding:4rem 3.5rem}
.check{width:82px;height:82px;color:#fff;background:linear-gradient(135deg,#b69542,#d7ba67);box-shadow:0 9px 22px rgba(182,149,66,.28);font-size:2.3rem}
.thanks-card h1{font-size:clamp(2.35rem,4vw,3.55rem);margin-bottom:.8rem}
.thanks-card .button{border:0;border-radius:9px;background:linear-gradient(135deg,#0b3158,#071f3b);box-shadow:0 9px 20px rgba(9,39,70,.17)}
@media(max-width:760px){.header{padding:.75rem 5%}.logo{width:145px;height:66px}.hero-content{padding-top:2.8rem;padding-bottom:2.8rem}.cover-section{padding:3.8rem 5%}.cover-grid a{min-height:185px;border-radius:14px}.cover-grid .icon{width:92px;height:92px}.thanks-card{padding:2.6rem 1.35rem;border-radius:18px}.thanks-main{padding:2rem 1rem}}

/* Inline activity selector: opens down the page instead of the browser choosing an upward menu. */
.activity-field{overflow:visible}.activity-picker{display:block;margin-top:.35rem}.activity-picker summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;color:var(--navy);font-size:1rem;min-height:1.65rem}.activity-picker summary::-webkit-details-marker{display:none}.activity-picker summary:after{content:"⌄";color:var(--gold);font-size:1.25rem;transition:transform .18s}.activity-picker[open] summary:after{transform:rotate(180deg)}.activity-picker[open] summary{padding-bottom:.65rem;border-bottom:1px solid #dce5ee}.activity-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.35rem;padding:.85rem 0 .1rem}.activity-options p{grid-column:1/-1;margin:.45rem 0 .1rem;color:var(--muted);font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase}.activity-options p:first-child{margin-top:0}.activity-options button{border:1px solid #dce5ee;background:#fff;border-radius:6px;color:var(--navy);font:inherit;font-size:.88rem;padding:.58rem;text-align:left;cursor:pointer}.activity-options button:hover,.activity-options button:focus-visible{border-color:var(--gold);background:#fff9eb}.activity-options button:focus-visible{outline-offset:1px}@media(max-width:500px){.activity-options{grid-template-columns:1fr}.activity-options button{font-size:.86rem}}

/* Accidental Cover benefits, revealed when that cover is selected. */
.accident-features{background:#fff;padding:5rem 4%;border-top:1px solid #e9eff4}.accident-features-inner{max-width:1320px;margin:auto}.section-intro{text-align:center;max-width:700px;margin:0 auto 2.5rem}.section-intro h2{margin:.55rem 0 .7rem}.section-intro p{margin:0;color:var(--muted)}.eyebrow{color:#9a7625;font-size:.78rem;letter-spacing:.13em;text-transform:uppercase;font-weight:750}.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.feature-grid article{min-height:235px;padding:1.7rem;border:1px solid #e4ebf1;border-radius:16px;background:linear-gradient(145deg,#fff,#f7fafc);box-shadow:0 12px 28px rgba(9,39,70,.055)}.feature-mark{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:#e6f4f8;color:#0c7898;font-size:1.6rem;font-weight:700;margin-bottom:1.35rem}.feature-grid h3{font-size:1.2rem;margin:0 0 .7rem;color:#092d52}.feature-grid p{margin:0;color:#41566c;font-size:.94rem;line-height:1.62}.feature-disclaimer{text-align:center;color:var(--muted);font-size:.8rem;margin:1.6rem 0 0}@media(max-width:900px){.feature-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.accident-features{padding:3.4rem 5%}.feature-grid{grid-template-columns:1fr}.feature-grid article{min-height:0;padding:1.4rem}.feature-mark{margin-bottom:1rem}}

/* Layout repair: one shared, stable hero for all cover selections. */
[hidden]{display:none!important}
.hero{min-height:0;background:#edf5fa}
.hero:before{display:none}
.hero-photo{width:54%;height:100%;left:auto;right:0;object-position:center top}
.hero:after{background:linear-gradient(90deg,#edf5fa 0%,#edf5fa 35%,rgba(237,245,250,.90) 51%,rgba(237,245,250,.25) 73%,transparent 90%)}
.hero-content{padding-top:5.6rem;padding-bottom:5rem}
.hero-content h1{max-width:600px;margin-bottom:1rem}
.hero-content .intro{max-width:430px;margin-bottom:2.15rem;font-size:1.18rem}
.quote-card{position:relative;margin-top:0}
.cover-section{clear:both}
.accident-features{border-top:0}
.feature-grid article{min-height:220px}
.feature-mark{width:76px;height:76px;margin-bottom:1.2rem;background:linear-gradient(145deg,#f9fcff,#e3eef7);border:1px solid #d6e2ed;box-shadow:0 8px 18px rgba(9,39,70,.10);color:var(--navy)}
.feature-mark svg{width:43px;height:43px;fill:none;stroke:currentColor;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:760px){
  .hero{padding-top:245px}
  .hero-photo{width:100%;height:285px;right:0;object-fit:cover;object-position:center top}
  .hero:after{height:310px;background:linear-gradient(180deg,rgba(237,245,250,.05),#edf5fa 95%)}
  .hero-content{padding:2.25rem 5% 3.25rem}
  .hero-content h1{font-size:2.45rem;max-width:360px;text-shadow:none}
  .hero-content .intro{font-size:1.05rem;max-width:340px;min-height:0;margin-bottom:1.6rem}
  .quote-card{margin-top:0}
  .feature-mark{width:70px;height:70px}
}

.draft-notice{margin:1rem 0 0;padding:.85rem 1rem;border-left:3px solid #c5a047;border-radius:0 10px 10px 0;background:#f6f9fb;color:#425b73;font-size:.86rem;line-height:1.5}
.draft-notice strong{display:block;color:#092f54;margin-bottom:.15rem}

/* Product-led landing page */
.home-landing{background:#f4f9fd;color:var(--navy)}
.home-landing[hidden]{display:none}
.home-hero{padding:4.8rem max(5%,calc((100% - 1215px)/2));background:linear-gradient(112deg,#082746 0%,#103b61 100%);color:#fff;border-bottom:5px solid var(--gold)}
.home-hero .eyebrow{display:block;margin-bottom:.9rem;color:#e3c66e;letter-spacing:.2em;text-transform:uppercase;font-weight:700}
.home-hero h1{max-width:720px;margin-bottom:.8rem}
.home-hero p{margin:0;color:#dce9f3;font-size:1.25rem}
.home-chooser{padding:3.2rem 4% 3.6rem;background:linear-gradient(180deg,#f8fbfe,#edf5fa)}
.home-chooser h2{text-align:center;margin-bottom:2.2rem}
.home-product-grid{max-width:1215px;margin:auto;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:1rem}
.home-product-grid a{min-height:220px;padding:1.5rem .8rem;border:1px solid #c7d8e6;border-top:5px solid var(--gold);border-radius:15px;background:#fff;text-decoration:none;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;box-shadow:0 14px 32px rgba(9,39,70,.10);transition:transform .2s,box-shadow .2s}
.home-product-grid a:hover{transform:translateY(-5px);box-shadow:0 18px 38px rgba(9,39,70,.12)}
.home-product-grid .icon{width:92px;height:92px;margin:0 0 .8rem;background-color:transparent;background-image:url("assets/cover-icons-source.png");background-size:800% 1200%;background-repeat:no-repeat;background-position-y:73.295454545%;filter:drop-shadow(0 7px 7px rgba(9,39,70,.08))}
.home-product-grid a:nth-child(1) .icon{background-position-x:7.142857143%}
.home-product-grid a:nth-child(2) .icon{background-position-x:92.857142857%}
.home-product-grid a:nth-child(3) .icon{background-position-x:50%}
.home-product-grid a:nth-child(4) .icon{background-position-x:71.428571429%}
.home-product-grid a:nth-child(5) .icon{background-position-x:28.571428571%}
.home-product-grid strong{font-family:Georgia,'Times New Roman',serif;font-size:1.25rem;line-height:1.15}
.home-product-grid a>span:last-child{margin-top:.8rem;color:#98741c;font-weight:700}
.home-help{max-width:1215px;margin:0 auto 3.6rem;padding:1.5rem 1.8rem;border-radius:15px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:1rem}
.home-help strong{font-family:Georgia,'Times New Roman',serif;font-size:1.45rem}
.home-help .button{background:var(--gold);border-color:var(--gold);color:var(--navy)}
body:not(.product-active) .cover-section{display:none}
@media(max-width:900px){.home-product-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:760px){.home-hero{padding:3.1rem 5% 2.7rem;background:linear-gradient(112deg,#082746 0%,#103b61 100%)}.home-hero h1{font-size:2.85rem;max-width:330px}.home-hero p{font-size:1.05rem}.home-chooser{padding:2.5rem 5% 3rem}.home-chooser h2{text-align:left;font-size:1.8rem;margin-bottom:1.5rem}.home-product-grid{grid-template-columns:repeat(2,1fr);gap:.8rem}.home-product-grid a{min-height:174px;padding:1.1rem .55rem}.home-product-grid a:last-child{grid-column:1/-1;min-height:150px}.home-product-grid .icon{width:76px;height:76px}.home-product-grid strong{font-size:1.08rem}.home-help{margin:0 5% 2.8rem;padding:1.3rem;display:block}.home-help strong{display:block;font-size:1.3rem}.home-help .button{width:100%;margin-top:1rem}}

.guidance-dialog{width:min(760px,calc(100% - 2rem));max-width:760px;max-height:92vh;padding:0;border:0;border-radius:18px;overflow:auto;box-shadow:0 28px 80px rgba(9,39,70,.32)}
.guidance-dialog::backdrop{background:rgba(9,39,70,.72);backdrop-filter:blur(5px)}
.guidance-dialog .close{position:sticky;z-index:3;top:.8rem;float:right;margin:.8rem .9rem 0 0;color:#fff}
.guidance-heading{padding:2.1rem 2rem 1.7rem;background:linear-gradient(135deg,#092746,#174b75);color:#fff}
.guidance-heading .eyebrow{color:#ddbd62;letter-spacing:.16em;text-transform:uppercase;font-size:.8rem;font-weight:700}
.guidance-heading h2{margin:.55rem 0 .4rem;color:#fff}
.guidance-heading p{margin:0;max-width:570px;color:#dbe8f2}
.guidance-form{padding:0}
#guidance-form{padding:1.7rem 2rem 2rem;background:#fff}
.guidance-grid{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
.guidance-grid textarea,.guidance-grid select{display:block;width:100%;border:0;background:transparent;color:var(--navy);font:inherit;line-height:1.45;margin-top:.35rem;resize:vertical}
.guidance-grid select{min-height:1.8rem}
.guidance-grid .conditional-row{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
.guidance-grid [hidden]{display:none}
@media(max-width:760px){.guidance-dialog{width:calc(100% - 1rem);max-height:96vh;border-radius:14px}.guidance-heading{padding:1.8rem 1.2rem 1.35rem}.guidance-heading h2{font-size:2rem}#guidance-form{padding:1.2rem}.guidance-grid{grid-template-columns:1fr}.guidance-grid .wide,.guidance-grid .conditional-row{grid-column:1;grid-template-columns:1fr}.guidance-dialog .field{min-height:76px}.guidance-dialog .smoker{min-height:76px}}

/* Hero positioning refinement: keep the family image integrated with the copy. */
.hero-photo{width:52%;object-position:58% top}
.hero-photo[data-hero="accidental"],.hero-photo[data-hero="medical"]{object-position:center top}
.hero-content h1{max-width:760px}
.hero-promise{white-space:nowrap}
@media(max-width:760px){
  .hero{padding-top:0;min-height:0}
  .hero-photo{width:59%;height:405px;object-position:62% top}
  .hero-photo[data-hero="accidental"],.hero-photo[data-hero="medical"]{object-position:center top}
  .hero:after{height:460px;background:linear-gradient(90deg,#edf5fa 0%,rgba(237,245,250,.94) 42%,rgba(237,245,250,.25) 78%,transparent 100%)}
  .hero-content{padding-top:2.6rem;padding-bottom:3.25rem}
  .hero-content h1{max-width:350px}
  .hero-promise{font-size:.87em}
}

/* Accidental-cover benefit badges use the same established artwork as Explore our cover. */
.feature-mark{background-color:transparent;background-image:url("assets/cover-icons-source.png");background-size:800% 1200%;background-repeat:no-repeat;background-position-y:73.295454545%;border:0;box-shadow:none;filter:drop-shadow(0 7px 7px rgba(9,39,70,.08));color:transparent}
.feature-mark svg{display:none}
.feature-grid article:nth-child(1) .feature-mark{background-position-x:28.571428571%}
.feature-grid article:nth-child(2) .feature-mark{background-position-x:71.428571429%}
.feature-grid article:nth-child(3) .feature-mark{background-position-x:92.857142857%}
.feature-grid article:nth-child(4) .feature-mark{background-position-x:50%}

/* Accidental Cover has its own top image rather than the life-cover message. */
.hero.is-accidental:after{display:none}
.hero.is-accidental .hero-photo{position:relative;inset:auto;display:block;width:100%;height:min(31vw,440px);object-fit:cover;object-position:center 48%}
.hero.is-accidental .hero-content{padding-top:2.6rem;padding-bottom:4.5rem}
.hero.is-accidental .hero-copy{display:none}
@media(max-width:760px){
  .hero.is-accidental .hero-photo{width:100%;height:265px;object-position:center 45%}
  .hero.is-accidental .hero-content{padding-top:1.6rem;padding-bottom:3rem}
}

/* Final responsive hero layout — the photograph remains a single, full-width
   background so faces are never cropped by a narrow right-hand image column. */
.hero{
  min-height:0;
  background:#eaf2f8;
}
.hero-photo{
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center top;
}
.hero:after{
  background:linear-gradient(90deg,
    rgba(234,242,248,.98) 0%,
    rgba(234,242,248,.96) 32%,
    rgba(234,242,248,.68) 50%,
    rgba(234,242,248,.12) 73%,
    rgba(234,242,248,0) 100%);
}
.hero-content{
  max-width:1240px;
  min-height:780px;
  padding:4.5rem 3rem 4.5rem;
}
.hero-content h1{max-width:620px}
.hero-promise{white-space:normal;font-size:inherit}
.hero-content .intro{max-width:430px}
.quote-card{width:470px}

/* The accidental-cover page deliberately uses the rugby banner above its quote,
   rather than forcing a lifestyle image behind the form. */
.hero.is-accidental:after{display:none}
.hero.is-accidental .hero-photo{
  position:relative;
  display:block;
  inset:auto;
  width:100%;
  height:min(31vw,440px);
  object-fit:cover;
  object-position:center 45%;
}
.hero.is-accidental .hero-content{
  min-height:0;
  padding:2.8rem 3rem 4.5rem;
}

@media(max-width:760px){
  .hero{min-height:0}
  .hero-photo{
    width:100%;
    height:100%;
    object-position:62% top;
  }
  .hero:after{
    background:linear-gradient(90deg,
      rgba(234,242,248,.98) 0%,
      rgba(234,242,248,.94) 50%,
      rgba(234,242,248,.52) 72%,
      rgba(234,242,248,.10) 100%);
  }
  .hero-content{
    min-height:0;
    padding:2.6rem 5% 3.25rem;
  }
  .hero-content h1{max-width:330px;font-size:2.4rem}
  .hero-content .intro{max-width:305px}
  .quote-card{width:100%;margin-top:1.6rem}
  .hero.is-accidental .hero-photo{
    width:100%;
    height:250px;
    object-position:center 45%;
  }
  .hero.is-accidental .hero-content{
    padding:1.75rem 5% 3rem;
  }
}

/* Mobile-first navigation: two clear, separate actions with no duplicate quote CTA. */
@media(max-width:760px){
  .header{
    padding:.72rem 5%;
    align-items:center;
    gap:.65rem;
  }
  .header .logo{width:138px;height:62px}
  .header nav{margin-left:auto;display:flex;gap:.45rem;align-items:center}
  .header nav>a:not(.button),
  .header .nav-instagram{display:inline-flex}
  .header .nav-links{display:contents}
  .header .nav-cover,
  .header .nav-instagram{
    position:relative;
    border:1px solid #dce5ed;
    background:#fff;
    border-radius:9px;
    min-height:42px;
    padding:0 .7rem;
    box-shadow:0 3px 10px rgba(9,39,70,.05);
  }
  .header .nav-cover summary{
    min-height:40px;
    display:flex;
    align-items:center;
    padding:0;
    font-size:.8rem;
    white-space:nowrap;
  }
  .header .nav-cover summary span{margin-left:.25rem}
  .header .nav-instagram{
    align-items:center;
    justify-content:center;
    padding:0;
    width:42px;
  }
  .header .nav-instagram span{display:none}
  .header .nav-instagram svg{width:18px;height:18px}
  .header .cover-menu-panel{right:0;top:calc(100% + 9px);width:225px}

  /* Keep the hero image as a background layer on phones, never a block above copy. */
  .hero:not(.is-accidental){position:relative}
  .hero:not(.is-accidental) .hero-photo{
    position:absolute;
    inset:0;
    display:block;
    width:100%;
    height:100%;
    object-fit:cover;
    object-position:64% top;
  }
  .hero:not(.is-accidental) .hero-content{
    position:relative;
    z-index:1;
    padding-top:2.45rem;
  }
}

/* Accidental Cover mobile: clear benefits first, rugby image behind the quote. */
.accident-quote-banner{display:none}
.medical-quote-banner,.income-quote-banner,.life-quote-banner,.critical-quote-banner{display:none}
@media(max-width:760px){
  .hero.is-accidental{
    position:relative;
    background:#eaf2f8;
    overflow:hidden;
  }
  .hero.is-accidental .hero-photo{
    position:absolute;
    inset:0;
    display:block;
    width:100%;
    height:100%;
    object-fit:cover;
    object-position:61% center;
  }
  .hero.is-accidental:after{
    display:block;
    z-index:0;
    background:linear-gradient(180deg,
      rgba(234,242,248,.98) 0%,
      rgba(234,242,248,.94) 46%,
      rgba(234,242,248,.72) 72%,
      rgba(234,242,248,.50) 100%);
  }
  .hero.is-accidental .hero-content{
    position:relative;
    z-index:1;
    padding:1.6rem 5% 3rem;
  }
  .accident-quote-banner{
    display:block;
    margin:0 0 1.25rem;
    padding:1.25rem;
    background:rgba(255,255,255,.88);
    border:1px solid rgba(214,226,237,.95);
    border-top:3px solid var(--gold);
    border-radius:14px;
    box-shadow:0 10px 24px rgba(9,39,70,.09);
  }
  .accident-quote-banner h1{
    margin:.35rem 0 1rem;
    max-width:280px;
    font-size:1.55rem;
    line-height:1.18;
    letter-spacing:-.025em;
  }
  .accident-banner-benefits{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:.6rem;
  }
  .accident-banner-benefits>div{
    display:flex;
    align-items:center;
    gap:.55rem;
    min-height:64px;
    padding:.55rem;
    border:1px solid #dbe5ed;
    border-radius:9px;
    background:rgba(255,255,255,.92);
    color:var(--navy);
  }
  .accident-banner-benefits strong{
    font-size:.76rem;
    line-height:1.25;
  }
  .benefit-icon{
    display:block;
    flex:0 0 35px;
    width:35px;
    height:35px;
    background-image:url("assets/cover-icons-source.png");
    background-size:800% 1200%;
    background-repeat:no-repeat;
    background-position-y:73.295454545%;
  }
  .benefit-fracture{background-position-x:28.571428571%}
  .benefit-hospital{background-position-x:71.428571429%}
  .benefit-injury{background-position-x:92.857142857%}
  .benefit-payment{background-position-x:50%}
  .hero.is-accidental .quote-card{margin-top:0}
}

/* Private Medical uses the same clear mobile benefit-panel pattern. */
@media(max-width:760px){
  .hero.is-medical .hero-copy{display:none}
  .hero.is-medical .hero-content{padding-top:1.6rem}
  .hero.is-medical .hero-photo{object-position:60% center}
  .medical-quote-banner{display:block}
  .hero.is-income .hero-copy{display:none}
  .hero.is-income .hero-content{padding-top:1.6rem}
  .hero.is-income .hero-photo{object-position:66% center}
  .income-quote-banner{display:block}
  .hero.is-life-cover .hero-copy{display:none}
  .hero.is-life-cover .hero-content{padding-top:1.6rem}
  .life-quote-banner{display:block}
  .hero.is-critical .hero-copy{display:none}
  .hero.is-critical .hero-content{padding-top:1.6rem}
  .critical-quote-banner{display:block}
  .quote-benefit-banner{
    margin:0 0 1.25rem;
    padding:1.25rem;
    background:rgba(255,255,255,.9);
    border:1px solid rgba(214,226,237,.95);
    border-top:3px solid var(--gold);
    border-radius:14px;
    box-shadow:0 10px 24px rgba(9,39,70,.09);
  }
  .quote-benefit-banner h1{
    margin:.35rem 0 1rem;
    max-width:280px;
    font-size:1.55rem;
    line-height:1.18;
    letter-spacing:-.025em;
  }
  .quote-banner-benefits{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:.6rem;
  }
  .quote-banner-benefits>div{
    display:flex;
    align-items:center;
    gap:.55rem;
    min-height:64px;
    padding:.55rem;
    border:1px solid #dbe5ed;
    border-radius:9px;
    background:rgba(255,255,255,.92);
    color:var(--navy);
  }
  .quote-banner-benefits strong{font-size:.76rem;line-height:1.25}
  .benefit-gp{background-position-x:7.142857143%}
  .benefit-physio{background-position-x:28.571428571%}
  .benefit-cancer{background-position-x:92.857142857%}
  .benefit-gp,.benefit-physio{
    display:grid;
    place-items:center;
    border-radius:50%;
    background:#e7f0f8;
    border:1px solid #d3e0eb;
    color:var(--navy);
  }
  .benefit-gp svg,.benefit-physio svg{
    width:26px;
    height:26px;
    fill:none;
    stroke:currentColor;
    stroke-width:2.4;
    stroke-linecap:round;
    stroke-linejoin:round;
  }
}

/* Private Medical detail cards reuse the accidental-cover layout with medical-specific badges. */
.medical-features .feature-mark{background-color:transparent;background-image:url("assets/cover-icons-source.png");background-size:800% 1200%;background-repeat:no-repeat;background-position-y:73.295454545%;border:0;box-shadow:none;filter:drop-shadow(0 7px 7px rgba(9,39,70,.08));color:transparent}
.medical-features .feature-mark svg{display:none}
.medical-features .medical-hospital{background-position-x:71.428571429%}
.medical-features .medical-cancer{background-position-x:92.857142857%}
.medical-features .medical-gp,.medical-features .medical-physio{display:grid;place-items:center;border-radius:50%;background:#e7f0f8;border:1px solid #d3e0eb;color:var(--navy)}
.medical-features .medical-gp svg,.medical-features .medical-physio svg{display:block;width:42px;height:42px;fill:none;stroke:currentColor;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}

/* Custom medical and fracture badges retain the established navy-and-gold language. */
.medical-features .medical-gp,.benefit-gp,.feature-mark.broken-bone{display:grid;place-items:center;background:#fff!important;border:2px solid #d8bc70!important;border-radius:50%;box-shadow:0 7px 15px rgba(9,39,70,.16);overflow:hidden}
.medical-features .medical-gp img,.benefit-gp img,.feature-mark.broken-bone img{display:block;width:72%;height:72%;object-fit:contain}

/* One consistent navy-and-gold badge system across the summary and detail cards. */
.accident-features .feature-mark,
.medical-features .feature-mark{
  display:grid;
  place-items:center;
  width:76px;
  height:76px;
  border:2px solid #d8bc70!important;
  border-radius:50%!important;
  background-color:#fff!important;
  box-shadow:0 7px 15px rgba(9,39,70,.14)!important;
  overflow:hidden;
  filter:none;
}
.accident-features .feature-mark img,
.medical-features .feature-mark img{
  display:block;
  width:68%;
  height:68%;
  object-fit:contain;
}
.benefit-gp,
.benefit-physio,
.benefit-fracture.broken-bone,
.accident-features .feature-mark.broken-bone,
.medical-features .feature-mark.medical-gp,
.medical-features .feature-mark.medical-physio{
  background-image:none!important;
  color:var(--navy)!important;
}
.medical-features .feature-mark.medical-physio svg{
  display:block;
  width:43px;
  height:43px;
  fill:none;
  stroke:currentColor;
  stroke-width:2.4;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.income-benefit-icon,
.income-features .income-feature-mark,
.life-benefit-icon,
.life-features .life-feature-mark,
.critical-benefit-icon,
.critical-features .critical-feature-mark{
  background-image:none!important;
  color:var(--navy)!important;
}
.income-benefit-icon svg,
.income-features .income-feature-mark svg,
.life-benefit-icon svg,
.life-features .life-feature-mark svg,
.critical-benefit-icon svg,
.critical-features .critical-feature-mark svg{
  display:block;
  width:58%;
  height:58%;
  fill:none;
  stroke:currentColor;
  stroke-width:2;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.income-features .income-feature-mark svg,
.life-features .life-feature-mark svg,
.critical-features .critical-feature-mark svg{width:43px;height:43px}
@media(max-width:760px){
  .feature-mark.broken-bone img,
  .benefit-icon.broken-bone img{width:82%;height:82%}
}

/* Desktop cover pages mirror the mobile benefit-first experience. */
@media(min-width:761px){
  .hero.is-accidental .accident-quote-banner,
  .hero.is-medical .medical-quote-banner,
  .hero.is-income .income-quote-banner,
  .hero.is-life-cover .life-quote-banner,
  .hero.is-critical .critical-quote-banner{
    display:block;
  }
  .hero.is-medical .hero-copy,
  .hero.is-income .hero-copy,
  .hero.is-life-cover .hero-copy,
  .hero.is-critical .hero-copy{
    display:none;
  }
  .hero.is-accidental{
    position:relative;
    background:#eaf2f8;
  }
  .hero.is-accidental .hero-photo{
    position:absolute;
    inset:0;
    width:100%;
    height:100%;
    object-fit:cover;
    object-position:60% center;
  }
  .hero.is-accidental:after{
    display:block;
    z-index:0;
    background:linear-gradient(90deg,
      rgba(234,242,248,.97) 0%,
      rgba(234,242,248,.90) 36%,
      rgba(234,242,248,.48) 58%,
      rgba(234,242,248,.04) 82%,
      transparent 100%);
  }
  .hero.is-medical .hero-content,
  .hero.is-income .hero-content,
  .hero.is-life-cover .hero-content,
  .hero.is-critical .hero-content,
  .hero.is-accidental .hero-content{
    min-height:0;
    padding-top:4rem;
    padding-bottom:4.5rem;
  }
  .hero.is-medical .hero-photo,
  .hero.is-income .hero-photo{
    object-position:center center;
  }
  .hero.is-life-cover .hero-photo{object-position:center top}
  .hero.is-critical .hero-photo{object-position:center center}
  .hero.is-medical:after,
  .hero.is-income:after,
  .hero.is-life-cover:after,
  .hero.is-critical:after{
    background:linear-gradient(90deg,
      rgba(234,242,248,.98) 0%,
      rgba(234,242,248,.94) 36%,
      rgba(234,242,248,.58) 55%,
      rgba(234,242,248,.08) 78%,
      transparent 100%);
  }
  .hero.is-accidental .quote-benefit-banner,
  .hero.is-medical .quote-benefit-banner,
  .hero.is-income .quote-benefit-banner,
  .hero.is-life-cover .quote-benefit-banner,
  .hero.is-critical .quote-benefit-banner{
    width:560px;
    max-width:100%;
    margin:0 0 1.25rem;
    padding:1.45rem 1.55rem;
    background:rgba(255,255,255,.94);
    border:1px solid rgba(214,226,237,.96);
    border-top:3px solid var(--gold);
    border-radius:14px;
    box-shadow:0 14px 32px rgba(9,39,70,.10);
  }
  .hero.is-accidental .quote-benefit-banner h1,
  .hero.is-medical .quote-benefit-banner h1,
  .hero.is-income .quote-benefit-banner h1,
  .hero.is-life-cover .quote-benefit-banner h1,
  .hero.is-critical .quote-benefit-banner h1{
    max-width:500px;
    margin:.4rem 0 1.1rem;
    font-size:2rem;
    line-height:1.15;
  }
  .quote-banner-benefits{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:.7rem;
  }
  .quote-banner-benefits>div{
    display:flex;
    align-items:center;
    gap:.7rem;
    min-width:0;
    min-height:68px;
    padding:.65rem .75rem;
    border:1px solid #dbe5ed;
    border-radius:10px;
    background:#fff;
  }
  .quote-banner-benefits strong{font-size:.88rem;line-height:1.3}
  .quote-banner-benefits .benefit-icon{
    display:grid;
    place-items:center;
    flex:0 0 46px;
    width:46px;
    height:46px;
    border:2px solid #d8bc70!important;
    border-radius:50%!important;
    background-color:#fff!important;
    box-shadow:0 5px 12px rgba(9,39,70,.12)!important;
    overflow:hidden;
    background-image:url("assets/cover-icons-source.png");
    background-size:800% 1200%;
    background-repeat:no-repeat;
    background-position-y:73.295454545%;
  }
  .quote-banner-benefits .benefit-fracture{background-position-x:28.571428571%}
  .quote-banner-benefits .benefit-hospital{background-position-x:71.428571429%}
  .quote-banner-benefits .benefit-injury{background-position-x:92.857142857%}
  .quote-banner-benefits .benefit-payment{background-position-x:50%}
  .quote-banner-benefits .benefit-cancer{background-position-x:92.857142857%}
  .quote-banner-benefits .benefit-physio svg,
  .quote-banner-benefits .income-benefit-icon svg,
  .quote-banner-benefits .life-benefit-icon svg,
  .quote-banner-benefits .critical-benefit-icon svg{
    display:block;
    width:58%;
    height:58%;
    fill:none;
    stroke:currentColor;
    stroke-width:2.2;
    stroke-linecap:round;
    stroke-linejoin:round;
  }
  .quote-banner-benefits .benefit-icon img{
    display:block;
    width:72%;
    height:72%;
    object-fit:contain;
  }
  .hero.is-accidental .quote-card,
  .hero.is-medical .quote-card,
  .hero.is-income .quote-card,
  .hero.is-life-cover .quote-card,
  .hero.is-critical .quote-card{width:560px}
}

@media(max-width:760px){
  .quote-benefit-banner{max-width:100%;overflow:hidden}
  .quote-banner-benefits{grid-template-columns:repeat(2,minmax(0,1fr))}
  .quote-banner-benefits>div{min-width:0}
  .quote-banner-benefits strong{overflow-wrap:anywhere}
  .quote-banner-benefits .benefit-icon{
    display:grid;
    place-items:center;
    flex:0 0 42px;
    width:42px;
    height:42px;
    border:2px solid #d8bc70!important;
    border-radius:50%!important;
    background-color:#fff!important;
    box-shadow:0 5px 12px rgba(9,39,70,.13)!important;
    overflow:hidden;
    filter:none;
  }
  .quote-banner-benefits .benefit-icon img{
    display:block;
    width:68%;
    height:68%;
    object-fit:contain;
  }
}